Loan / IOU
Record a one-time, interest-free, unsecured relocation loan between adults, including the amount, funding date, relocation purpose, and one repayment date. The public builder supports English-language agreements for supported adult Texas scenarios and checks fit before creating a draft. PactStamp is a self-help document tool, not a law firm or legal advice.
When to use it
- Interest-free relocation loan
What this Loan / IOU includes
Required facts
- Loan amount
- Repay by
- Are both the lender and borrower adults acting voluntarily?
- Is this a business, payday, repeated, or lender-made loan?
Important choices
- Repayment
- Will interest be charged?
- Will collateral be recorded?
Additional details
- Purpose (optional)
- Interest rate (% per year)
- Installment details (if any)
- Collateral / security (optional)
- Date funds are provided
- Installment amount
- Repayment method
- Both parties' e-signatures with recorded consent and server event details
- A retained record whose stored hash can be recomputed against the exact signed document
How it works
- 1Fill in the details and review the generated document.
- 2Sign on your device.
- 3Send a private link — the other party signs from their phone.
- 4Both signature records reference one frozen document copy.
Frequently asked questions
Is this legally binding?
PactStamp does not determine legal validity or enforceability. It records consent, signatures, server event times, and hashes for integrity checks; courts and other authorities decide the record’s legal effect and weight.
Do I need a lawyer?
PactStamp cannot decide whether you need a lawyer. The public builder is limited to supported adult Texas scenarios in English, but templates remain self-help starting points rather than legal advice or a guarantee of enforceability. Have a licensed attorney review high-value, regulated, unusual, or complex matters.
How does signing work?
You fill in the details and sign on your device. The other party gets a private link, reviews the same document, and signs from their own phone. Both signature records reference one frozen document snapshot. PactStamp stores its hash and event history so later changes to the retained record can be detected; it does not verify identity or an independent signing time.
Ready to put it in writing?
The builder checks scenario fit before creating a draft.
Create loan / iou →PactStamp is a self-help document tool. PactStamp is not a law firm and does not provide legal advice or legal representation. Templates are a starting point; for legal advice about your situation, consult a licensed attorney.